Best Electric Cars for Salary Sacrifice in 2026

Best Electric Cars for Salary Sacrifice in 2026

Choosing the right EV for salary sacrifice means balancing monthly cost, features, and your personal needs. Here are our top picks for 2026.

Best Budget EV: MG4 EV

From £349/month gross (P11D: £28,495)

The MG4 offers incredible value:

• Impressive range for the price
• Fun to drive with rear-wheel drive
• Spacious interior
• Low BiK tax: just £14.25/month for a 20% taxpayer

Net cost for 20% taxpayer: ~£250/month including insurance and maintenance.

Best All-Rounder: Tesla Model 3

From £489/month gross (P11D: £44,990)

The UK's most popular EV for good reason:

• Excellent range (350+ miles)
• Supercharger network access
• Over-the-air updates
• Strong resale value

Net cost for 20% taxpayer: ~£355/month including everything.

Best Family SUV: Tesla Model Y

From £599/month gross (P11D: £54,990)

The go-to family electric SUV:

• Spacious 5-seater with large boot
• Great range and performance
• Camp mode and dog mode
• Excellent safety ratings

Best Premium: BMW i4

From £649/month gross (P11D: £53,995)

For those wanting luxury:

• BMW build quality and driving dynamics
• Stunning interior
• Excellent infotainment
• Impressive performance

Best Value Crossover: Kia EV6

From £529/month gross (P11D: £47,595)

Award-winning for a reason:

• Ultra-fast 800V charging (10-80% in 18 minutes)
• Spacious and practical
• 7-year warranty
• Vehicle-to-load capability

How to Choose

1. Budget: The MG4 is unbeatable under £350/month gross
2. Range: Tesla Model 3 leads for long-distance drivers
3. Family: Model Y or Kia EV6 for space
4. Premium: BMW i4 for luxury feel
5. Charging speed: Kia EV6 and Hyundai Ioniq 5 for fastest charging

Monthly Cost After Salary Sacrifice

Remember, your actual cost will be significantly less than the gross figures above. A 20% taxpayer typically saves 30-35%, while a 40% taxpayer saves 40-55%.

Use our calculator to see your exact net cost for any of these cars, or browse all available vehicles.